| Unit 1 IntroductioN | |
| a) Introduction to Wealth Management: | |
| Meaning, Scope of Wealth management | VIEW |
| Components of Wealth management | VIEW |
| Process of Wealth management | VIEW |
| Wealth management Needs & Expectation of Client’s | VIEW |
| Code of Ethics for Wealth Manager | VIEW |
| b) Personal Financial Statement Analysis: | |
| Financial Literacy | VIEW |
| Financial Goals and Planning | VIEW |
| Cash Flow Analysis | VIEW |
| Building Financial Plans | VIEW |
| Life Cycle Management | VIEW |
| c) Economic Environment Analysis: | |
| Interest Rate, Yield Curves, Real Return | VIEW |
| Key economic Indicators: Leading, Lagging, Concurrent | VIEW |
| Unit 2 Insurance Planning and Investment Planning | |
| a) Insurance Planning: | |
| Meaning of Insurance | VIEW |
| Basic Principles of Insurance | VIEW |
| Rights and Responsibilities of Insurer and Insured | VIEW |
| Types of life Insurance Policies | VIEW |
| Types of General Insurance Policies | VIEW |
| Health Insurance | VIEW |
| Mediclaim | VIEW |
| Calculation of Human Life Value – Belth Method/CPT | VIEW |
| b) Investment Planning: | VIEW |
| Types of Investment Risk | VIEW |
| Risk Profiling of Investors & Asset Allocation (Life Cycle Model) | VIEW |
| Asset Allocation Strategies (Strategic, Tactical, Life-Cycle based) | VIEW |
| Goal-based Financial Planning | VIEW |
| Active & Passive Investment Strategies | VIEW |
| Unit 3 Financial Mathematics/ Tax and Estate PlanninG | |
| a) Financial Mathematics: | |
| Calculation of Returns (CAGR, Post-tax Returns etc.) | VIEW |
| Total Assets | VIEW |
| Net Worth Calculations | VIEW |
| Financial Ratios | VIEW |
| b) Tax and Estate Planning: | |
| Tax Planning Concepts | VIEW |
| Assessment Year, Financial Year | VIEW |
| Income Tax Slabs | VIEW |
| TDS | VIEW |
| Advance Tax | VIEW |
| LTCG, STCG | VIEW |
| Carry Forward & Set-off | VIEW |
| Estate Planning Concepts, Types of Will, Requirements of a Valid Will, Trust | VIEW |
| Deductions | VIEW |
| Exemptions | VIEW |
| Unit 4 Retirement Planning/ Income Streams & Tax Savings Schemes | |
| a) Retirement Planning: | |
| Understanding of different Salary Components | VIEW |
| Introduction to Retirement Planning, Purpose & Need, Life Cycle Planning | VIEW |
| Financial Objectives in Retirement Planning | VIEW |
| Wealth Creation: Factors and Principles | VIEW |
| Retirement: Evaluation & Planning | VIEW |
| Pre & Post-Retirement Strategies | VIEW |
| Tax Treatment | VIEW |
| b) Income Streams & Tax Savings Schemes: | |
| Pension Schemes | VIEW |
| Annuities, Types of Annuities | VIEW |
| Various Income Tax Savings Schemes | VIEW |